Carolina Paramo Aguilera
Alexandria
Summary
CERTIFIED FINANCIAL PLANNER® professional with 10+ years of experience delivering fiduciary, advice-based financial guidance. Strong expertise in retirement planning, investment strategy conversations, and holistic financial planning for individuals and families. Proven ability to build long-term relationships, conduct comprehensive discovery, and deliver client-centered solutions aligned with TIAA's mission of lifetime income and financial well-being.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Financial Consultant
TIAA
04.2024 - Current
- Deliver holistic, fiduciary-based financial guidance to individuals and families, with a strong focus on retirement readiness, income planning, and long-term wealth accumulation.
- Conduct comprehensive financial planning conversations covering assets, liabilities, cash flow, risk tolerance, investment objectives, and time horizons.
- Develop and present personalized financial strategies aligned with client's goals, values, and life stages.
- Educate clients on investments, retirement, and risk management solutions.
- Build long-term relationships through proactive outreach, ongoing reviews, and consistent client engagement.
Premier Banker
Wells Fargo Bank, N.A.
08.2017 - 04.2024
- Provided goals-based financial guidance to affluent clients and small business owners, emphasizing in investments and long-term planning.
- Conducted in-depth financial discovery and partnered with Financial Advisors to deliver holistic solutions.
- Drove client acquisition, relationship deepening, and referrals while maintaining regulatory compliance.
Senior Personal Banker
Wells Fargo Bank, N.A.
06.2013 - 08.2017
- Delivered consultative banking and financial guidance aligned with client life stages.
- Identified opportunities for retirement accounts, investments referrals, and insurance solutions.
Teller
Wells Fargo Bank, N.A.
09.2012 - 06.2013
- Provided customer service excellence while processing transactions and identifying referral opportunities.
Education
Bachelor of Science - Finance
George Mason University
Fairfax, VA12-2019
Bachelor of Science - Business Administration
Northern Virginia Community College
Annandale, VA08-2013
Skills
- Comprehensive Financial Planning (CFP®)
- Retirement Income and Distribution Strategies
- Investment Strategy and Asset Allocation
- Fiduciary, Advice-First Guidance
- Client Discovery and Goal-Based Planning
- Relationship Management and Retention
- Risk Management
- Regulatory and Compliance Excellence
Certification
- CERTIFIED FINANCIAL PLANNER®
CFP® Board ID 406066
- FINRA Series 7, 6, 63, 65
- Virginia Life Insurance License
Languages
Spanish
Native or Bilingual
English
Full Professional
Timeline
Financial Consultant
TIAA
04.2024 - Current
Premier Banker
Wells Fargo Bank, N.A.
08.2017 - 04.2024
Senior Personal Banker
Wells Fargo Bank, N.A.
06.2013 - 08.2017
Teller
Wells Fargo Bank, N.A.
09.2012 - 06.2013
Bachelor of Science - Finance
George Mason University
Bachelor of Science - Business Administration
Northern Virginia Community College