Harold (Hal) Johnson
Ruckersville
Summary
Seasoned originator in mortgage lending with a track record of cultivating significant referral networks. Excels in effective communication and goal-oriented strategies, ensuring meticulous attention to detail and seamless collaboration with processing teams. Achieved inclusion on prestigious preferred lender lists, demonstrating a commitment to excellence and client satisfaction.
Recognized in 2021 as affiliate member of the year with the Charlottesville Area Association of Realtors. Also serve on the board of The Blue Ridge Homebuilders Association.
Overview
8
8
years of professional experience
Work History
Senior Loan Officer
Embrace Home Loans
05.2022 - Current
- Cultivate referral network with real estate agents, builders, and other professionals to generate new business leads. Added to Atlantic Builders preferred lender list Fall 2022.
- Communicate with borrowers, advise on loan programs, negotiate terms, guide throughout loan process.
- Collaborate with processing/underwriting to insure an efficient process and meet closing deadlines.
VP of Mortgage Lending
Guaranteed Rate
03.2018 - 05.2022
- Cultivate referral network with real estate agents, builders, and other professionals to generate new business leads.
- Communicate with borrowers, advise on loan programs, negotiate terms, guide throughout loan process.
- Collaborate with processing/underwriting to insure an efficient process and meet closing deadlines
Senior Loan Officer
Embrace Home Loans
06.2016 - 04.2018
- Cultivate referral network with real estate agents, builders, and other professionals to generate new business leads. Added to Craig Builders preferred lender list.
- Communicate with borrowers, advise on loan programs, negotiate terms, guide throughout loan process.
- Collaborate with processing/underwriting to insure an efficient process and meet closing deadlines.
Education
Business/Accounting
Virginia Tech
Blacksburg, VASkills
- Effective Communicator/Listener
- Goal-oriented mindset
- Attention to detail/Clean file submission
- Collaborate well with processing/underwriting
- Follow-up with borrower after closing
Timeline
Senior Loan Officer
Embrace Home Loans
05.2022 - Current
VP of Mortgage Lending
Guaranteed Rate
03.2018 - 05.2022
Senior Loan Officer
Embrace Home Loans
06.2016 - 04.2018
Business/Accounting
Virginia Tech
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