Kristin Meier
Chesapeake
Summary
Accomplished mortgage loan closing professional skilled in enhancing processing speed and accuracy. Expertise in regulatory compliance and detailed record maintenance significantly reduces risks while improving customer satisfaction. Collaborates effectively with stakeholders to ensure timely and compliant transaction completions.
Overview
1
1
Certification
10
10
years of professional experience
Work History
Cash Documentation Specialist
LoanCare
Virginia Beach
05.2025 - Current
- Processed payoffs, loan payments, defaults, and foreclosures, ensuring timely and accurate transaction completion
- Ensured accuracy and compliance with FNMA and regulatory guidelines, reducing risk of audit findings
- Imaged and uploaded documentation to support same-day recording to customer accounts, improving processing speed.
- Maintained detailed records for daily transaction reconciliation, enabling error-free financial reporting
Post Closer
Noble Title
Virginia Beach
05.2024 - 01.2025
- Obtained lender approval for fund disbursement, expediting transaction completion
- Recorded documents with city/county land records for timely, accurate property transfers
- Verified signatures, dates, and information for compliance with legal requirements
- Analyzed signed closing documents for completeness and accuracy, reducing post-closing errors.
Post Closer
Jones, Walker & Lake P.C.
Virginia Beach
02.2022 - 04.2024
- Resolved post-closing issues and minimized errors through thorough checks of mortgage loan documentation.
- Disbursed funds and mailed documents to ensure prompt completion of transactions.
- Notarized closing documents and expedited funding processes by mailing closing packages to lenders.
- Paid off mortgages and judgments to clear the title, facilitating smooth property transfers
- Prepared the Deed and Deed of Trust and forwarded to the Land Records Office for recording, ensuring legal compliance
- Set up new contracts for buyers and sellers for title examination, supporting accurate and timely closings
Senior Mortgage Loan Closer
OVM Financial, Inc
Virginia Beach
06.2020 - 03.2022
- Cleared loan conditions and sent closing documents to settlement agents and attorneys, ensuring timely closings
- Analyzed all documents associated with the mortgage loan process for accuracy, reducing funding delays
- Balanced CDs with title companies and law offices to ensure accurate disbursement of buyer closing costs
- Applied knowledge of all types of mortgage loans to ensure compliance and accuracy in closings
- Utilized Encompass Software to enhance efficiency in loan processing and documentation
Mortgage Loan Closer
Tidewater Mortgage Services, Inc
Virginia Beach
05.2018 - 04.2020
- Verified accuracy of mortgage closing documents by reviewing and correcting errors, ensuring timely post-closing processing
- Ensured investment amounts, tax calculations, underwriting conditions, and rate locks were correct, supporting accurate loan funding
- Confirmed pricing and program requirements to facilitate loan funding by the investor, mitigating potential funding issues
- Reviewed sales contracts, title Insurance, private mortgage Insurance, appraisals, and inspection reports to confirm completeness of documentation and compliance requirements
Senior Mortgage Loan Closer
Fulton Mortgage Company
Virginia Beach
09.2016 - 04.2018
- Adhered to laws and regulations while meeting demanding deadlines for mortgage closings, ensuring compliance and timely funding
- Ensured productive loan processing by following up with necessary parties and swiftly resolving issues, minimizing closing delays
- Verified loan agreements for completeness and accuracy per applicable policies, reducing risk of errors
- Cultivated relationships with loan officers, law firms, and title companies in fast-paced environment, fostering collaboration and streamlining processes
Education
High school diploma -
Atlantic Shores
Virginia Beach, VA06-1990
Skills
- Loan processing
- Mortgage documentation
- Transaction reconciliation
- Regulatory compliance
- Compliance verification
- Document management
- Document imaging
- Encompass Software
- Data analysis skills
- Data collection
- Microsoft Excel
- Microsoft Word
- Microsoft Outlook
- Time management
- Analysis skills
- Financial services
- Customer service
- Records management
- Administrative experience
- Communication skills
Certification
- Driver's License
- Certified Notary Public
Timeline
Cash Documentation Specialist
LoanCare
05.2025 - Current
Post Closer
Noble Title
05.2024 - 01.2025
Post Closer
Jones, Walker & Lake P.C.
02.2022 - 04.2024
Senior Mortgage Loan Closer
OVM Financial, Inc
06.2020 - 03.2022
Mortgage Loan Closer
Tidewater Mortgage Services, Inc
05.2018 - 04.2020
Senior Mortgage Loan Closer
Fulton Mortgage Company
09.2016 - 04.2018
High school diploma -
Atlantic Shores