Leonard Ward
Virginia Beach
Summary
Proactive and versatile professional with a dedication to quickly adapting to new challenges. Strong problem-solving abilities and a proven track record of fostering strong relationships with clients and team members. Focused on supporting team success and achieving positive results.
Overview
1
1
Certification
4
4
years of professional experience
Work History
Mortgage Loan Officer
Va Coastal Mortgages
Virginia Beach
06.2022 - Current
- Evaluated client financial profiles to determine mortgage eligibility.
- Assisted clients in selecting appropriate loan products based on needs.
- Processed loan applications and gathered required documentation efficiently.
- Collaborated with real estate agents to streamline the home buying process.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
- Educated customers on various aspects of mortgage financing options available.
- Processed new loan applications in accordance with established guidelines.
- Submitted applications to credit analysts.
Real Estate Broker
Reward Real Estate
Virginia Beach
04.2022 - Current
- Managed client relationships to understand their real estate needs and preferences.
- Facilitated property showings and conducted market analysis for informed decision-making.
- Negotiated contracts and agreements between buyers and sellers effectively.
- Guided clients through the buying and selling process with expert advice.
- Developed marketing strategies to promote listings across various platforms.
- Coordinated with mortgage lenders, inspectors, and appraisers to streamline transactions.
- Provided ongoing support and education about market trends to clients.
- Maintained comprehensive knowledge of local real estate laws and regulations.
- Negotiated offers between buyers and sellers in order to reach an agreement on price and terms of sale.
- Prepared market analysis statistics and bid presentation for buyers and sellers.
- Attended continuing education classes regularly in order maintain up-to-date knowledge about real estate law and industry practices.
- Collaborated with other agents or brokers at my firm on joint deals involving multiple parties which required excellent communication skills along with strong organizational abilities.
- Advised clients on how best to price their property in order to maximize profits while still appealing to potential buyers.
- Actively participated in networking events as well as community activities such as homebuyer seminars or workshops in order to increase visibility within the industry.
- Maintained knowledge of real estate law, available mortgages and government programs.
- Checked work completed by loan officers, attorneys or other professionals to verify proper performance.
Education
West Carteret High School
Morehead City, NCSkills
- Loan processing
- Mortgage underwriting
- Credit analysis
- Compliance regulations
- Market analysis
- Contract negotiation
- Customer education
- Effective communication
- Negotiation tactics
- Pre-approval process
- Loan origination
- Closing coordination
- Credit checks
- Mortgage regulations
- Loan structuring
- Complete loan applications
- Calculate payments
- Analyze financial histories
- Client interview
- Interpersonal communication
- Written communication
- Leadership skills
- Client counseling
Certification
Mortgage Broker
Mortgage Loan Orginator
Real Estate Broker
Real Estate Instructor
References
References available upon request.
Timeline
Mortgage Loan Officer
Va Coastal Mortgages
06.2022 - Current
Real Estate Broker
Reward Real Estate
04.2022 - Current
West Carteret High School