Summary
Overview
Work History
Education
Skills
Timeline
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Tammy Drevitch

Prince George,VA

Summary

I offer 20 years of experience in the Automotive/Finance Industry. Dynamic Bankruptcy Specialist with a proven track record at C&F Finance Company, excelling in compliance and customer service. Expert in Chapter 7 and 13 bankruptcy law, I effectively negotiate agreements and manage complex accounts. Recognized for strong attention to detail and exceptional communication skills, driving successful outcomes in challenging environments.

Overview

20
20
years of professional experience

Work History

Bankruptcy Specialist

C&F Finance Company
03.2023 - Current
  • Responsible for the management of active chapter 7, chapter 13 and chapter 11 accounts. Responsible for processing information from the U.S. Bankruptcy Courts, clients, attorneys, and trustees. Review and document accounts/cases on a daily basis. Negotiate and prepare reaffirmation agreements on chapter 7 bankruptcies as appropriate. Review chapter 13 plans for treatment and objections if necessary. Ensures proof of claims are filed accurately and timely to minimize company loss. Follows and maintains total loss accounts under bankruptcy. Responsible for monthly reports to ensure all documents are filed. Responsible for following for and processing customer payments. Reviews and follows on all non-reaffirmed accounts and review for repossession as needed. Maintain direct communication with attorneys, trustees, and the internal collections teams regarding accounts to ensure compliance and resolution. Effectively follows all bankruptcy and collection laws to ensure compliant. Monthly compliance training.

Area Sales Manager

C&F Finance Company
03.2015 - 03.2023
  • Responsible for prospecting, developing and maintaining dealer relationships and expanding the dealer market base in new and existing territories to include franchise and qualifying independent dealerships for indirect auto loans. Enhanced team performance by providing ongoing coaching, training, and mentoring to sales representatives. Responsible to volume, producing dealers, dealer efficiencies and continued growth of marketing areas. Maintained strong dealer relationships through field and phone marketing in the Tidewater and Tri City areas of VA, NC and SC. Reviewed and analyzed weekly reports to maintain yield and application efficiencies in each market.
  • Educated dealers on an ongoing basis regarding company underwriting guidelines, policies and procedures , while building relationships with all key dealer personnel. Followed up on all approvals immediately with dealers to negotiate and close the sale. Generated and implemented ideas for marketing, sales and/or promotions to assist in dealer production. Remained informed on all industry related trends and all assigned markets competitive environment. Assisted title department with lien perfection when needed. Worked closely with the loan processing and funding teams to identify and collect missing documentation on loans in the final stages, helping to streamline the funding process and avoid delays. When needed, stepped in to represent the company at auto auctions, presenting vehicles and assisted with the sale process.

Dealer Sales Representative

Zuskin Auto Sales
02.2007 - 03.2015
  • Part time. Managed the full vehicle sales process, including customer consultation, closing deals, and completing all related sales paperwork and documentation. Maintained dealership floor plan inventory and managed the posting of vehicle photos and listings to ensure accurate and up-to-date online and onsite vehicle presentation.

Quality Control/Title Administrator

C&F Finance Company
03.2005 - 03.2015
  • Conducted detailed audits of auto loan files to ensure accurate and timely completion. Received and processed customer payments, ensuring accuracy in transaction records and providing excellent service during each interaction. Responsible for onboarding and setting up new dealership accounts in a timely and accurate manner, ensuring all documentation and system requirements were completed efficiently. Offered and sold GAP insurance to customers by clearly explaining its value and coverage, helping protect their investment and contributing to increased finance product revenue. Managed supply orders and vendor negotiations to reduce costs and maintain inventory levels. Played a key role in planning and executing company events by coordinating the venue, catering, entertainment, and communications.
  • Created detailed reports on title activity for management review, enabling informed decision-making regarding department operations.

Education

High School Diploma -

Prince George High School
Prince George

Skills

  • Excellent communication skills
  • Strong attention to detail
  • Highly motivated
  • Written and verbal communication
  • Team player
  • Time management and multitasking
  • Compliance
  • Bankruptcy Law for Chapter 7 & 13
  • Claims review
  • Data entry
  • Documentation preparation
  • Analytics

Timeline

Bankruptcy Specialist

C&F Finance Company
03.2023 - Current

Area Sales Manager

C&F Finance Company
03.2015 - 03.2023

Dealer Sales Representative

Zuskin Auto Sales
02.2007 - 03.2015

Quality Control/Title Administrator

C&F Finance Company
03.2005 - 03.2015

High School Diploma -

Prince George High School

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Tammy Drevitch